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UnionPay (Chinese: 银联, pinyin Yínlián, CUP), Yinlian is an international payment system established in 2002. It was initiated by the State Council and the People’s Bank of China. Its shareholders are more than 200 financial institutions.

The headquarters of the company is located in Shanghai, China. UnionPay is the largest payment system in the world by the number of issued cards. As of 2023, there are more than 10 billion UnionPay cards in circulation.

UnionPay cards are accepted for payment in more than 180 countries and regions of the world. 

UnionPay offers a wide range of products and services, including debit, credit and prepaid cards, as well as mobile payments.

Here are some of UnionPay’s main products and services:

  • UnionPay debit cards allow holders to withdraw cash and make payments at shops, restaurants and other merchants.
  • UnionPay credit cards allow holders to make purchases in instalments or deferred payments.
  • UnionPay prepaid cards are not linked to a bank account and can be used to pay for goods and services.
  • UnionPay Mobile Payments allow holders to make payments using a smartphone or other mobile device.

UnionPay is one of the world’s leading players in the payment systems market. The company continues to expand and evolve with new products and services to meet the needs of its customers.

Here are some interesting facts about UnionPay:

  • In 2022, UnionPay’s card transaction volume totalled more than $100 trillion.
  • UnionPay is the official sponsor of the 2024 Olympic and Paralympic Games in Paris.
  • UnionPay has more than 100,000 employees worldwide.
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